BE INFORMED! KNOW YOUR BENEFITS!
SCHEDULE YOUR APPOINTMENT TODAY!

The Cigna Healthcare rates are pending final negotiations and ratification with the Unions and Board approval. If premium changes occur, you will be notified and will be given another opportunity to make any necessary changes.

Cigna (non-Medicare), Medicare and Flexible Benefits Participants

Open Enrollment: October 20thNovember 7th, 2025

If you do not enroll during this open enrollment period, the following will occur:

  • Your and/or your dependent’s current Cigna healthcare (non-Medicare) plan will automatically continue for the 2026 plan year. There are rate increases on all three Cigna plans; therefore, premium changes will automatically be applied.
  • Your and/or your dependent’s Medicare healthcare plan, with the exception of AvMed, and Prescription Drug Plans (PDP) will automatically continue for the 2026 plan year. There is a slight rate increase to the Humana Medicare Advantage plans. Plan design and premium changes, if applicable, will automatically be applied.
  • Your and your dependent’s Flexible Benefits will automatically continue for the 2026 plan year. There is a slight rate increase on the dental plans; therefore, premium changes will automatically be applied.

If you would like assistance with your enrollment session and understanding your benefits offerings, schedule an appointment with a Benefits Educator. You can schedule an in-person, telephonic and/or virtual enrollment appointment via the Enrollment Assistance Call Center.

Don’t Wait…Schedule Your Appointment Today!

Schedule a date and time to meet with one of our 3MPWR Benefit Educators to “Enroll” and learn more about your benefits! 3MPWR, a Division of FBMC Benefits Management! We have “Annex” and “Telephonic / Virtual” appointments available. Click the button below to schedule your appointment. From the drop-down, do one of the following:

In-Person Appointments

You can select any of the listed MDCPS onsite locations if you would like to meet with a Benefits Educator on-site.

Please be sure to bring any document for new dependents such as birth certificates, marriage certificates, or court documents.
For a list of other document and forms please visit the forms page.

Telephonic Appointments

You must select a date and time and you will be contacted “Telephonically” by a Benefits Educator at the date and time you selected.

  • Please be sure you are in front of your computer and can log in to FBMC_Enroll.com. The call will originate from 855-632-7748
  • The benefit educator will utilize FBMC_Enroll.com to help you through enrollment.