MetLife Legal Plan
The MetLife Legal Plan offers you and your family value, convenience and comfort in knowing you can access legal services for almost all personal legal matters.
This benefit is not offered to employees represented by United Teachers of Dade (UTD)
Customer Service
1 (800) 821-6400
Info.LegalPlans.com/Home
Access Code: 8900010
Service Hours (EST):
| M-F | 8am – 8pm |
MetLife Legal Plan
The MetLife Legal Plan gives you easy and low-cost access to a wide variety of personal legal services without deductibles, copays and usage limits when you use a network plan attorney. The plan covers you, your spouse and dependents and provides legal services from network and non-network attorneys.
- Plan offers 18,000 network plan attorneys and freedom of choice.
- Plan attorneys have an average of 25 years of experience and must meet stringent criteria to join MetLife’s Legal network.
- No waiting periods to begin plan coverage. Start using the plan as soon as your coverage begins.
- Wide variety of covered legal matters that pay the attorney fees 100% for services such as wills, estate planning, traffic ticket defense, debt matters, purchasing or selling your home and much more.
- MetLife is the largest provider of group legal plans in the United States and has been in the business for more than 30 years.
The MetLife Legal Planincludes full representation without wait periods.
Summary of Benefits
Benefits include: Legal Plan Coverage
In-office Legal Representation
The following benefits are 100% paid-in-full for attorneys’ fees when you use a Network Attorney.
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To locate a Network Attorney in your area, call the toll-free telephone number 1-800-821-6400 or visit https://login.legalplans.com/register and enter Miami Dade County Public Schools in the “Employer or Organization” field.
You can select a local Network Attorney for legal representation – including review and document preparation.
You may also select a Non-Network Attorney and the plan will reimburse you according to a set fee schedule. The legal services available are listed on the MetLife Legal Plan chart.
Reduced Fee Services
Reduced Fee Services
Personal Injury – Plan Attorneys will handle personal injury matters (where the participant is the plaintiff) at a maximum fee of 25% of the gross award.
Probate – 10% Network Discount
Unlimited Telephone and Office Advice
Unlimited Telephone and Office Advice
If you need legal representation for a legal situation that’s not fully covered by MetLife, you can still save money by receiving a free phone/ office consultation for any personal legal problem that is not specifically excluded. The Network attorney will explain your rights, point out your options and recommend a course of action. Additionally, the Network attorney will identify any further coverage available through MetLife.
Attorneys can easily handle certain issues over the phone and in office. You can consult with a Network Attorney over the phone as often as necessary for virtually any personal legal need, including:
- General Legal Advice on virtually any legal matter
- Will Preparation
- Living Will Preparation
- Durable Powers of Attorney Preparation
- Small Claims Assistance
- Follow-up calls and letters
- Specific Document Preparation
- Document Review
- Debt negotiation
- Tenant issues
- Property protection
- and more
Law Firm e-Panel
Law Firm e-Panel
Send questions directly to attorneys via email at any time and receive answers electronically.
Identity Theft Services
Identity Theft Services
As a member, this service provides you with consultations with a network attorney regarding potential creditor actions resulting from identity theft and provides attorney services as needed for the following;
- Contact creditors.
- Contact Credit bureaus and financial institutions.
- Provides defense services for specific creditor actions over disputed accounts such as limiting creditor harassment.
- Provides representation for any action that arises out of identity theft such as foreclosure, repossession or garnishment, up to and including trial if necessary.
- Provides online help and information about identity theft and prevention.
Immigration Coverage
Immigration Coverage
To assist in the immigration process, the MetLife Legal plan offers the below services:
- Telephone/Office consultations for questions regarding the immigration process.
- Preparation of affidavits.
- Preparation of powers of attorneys.
- Review of any immigration documents.
- Assistance in preparing the participate for hearings.
Legal Tools and Resources
Legal Tools and Resources
The MetLife Legal Plan provides you with easy online access to legal resources and tools, including:
- An extensive law guide of articles on everyday legal topics ranging from traffic tickets to personal assets.
- E-newsletters – deliver the latest legal plan news right to your inbox.
- Do-it-yourself personal legal documents.
- Attorney Locator for more than 18,000 nationwide attorneys.
- Legal Needs Test and Life Advice.
- Cost Calculator so you can predict a legal issues’ impact on your life.
Elder Law Matters
Elder Law Matters – MetLife Legal Plan Exclusive
Protecting you and your family is important. The MetLife Legal Plan provides you with Elder Law coverage that covers counseling over the phone or in-office on any personal issues relating to your parents as they affect you:
- Reviewing documents of the parents
- Medicare or Medicaid material review
- Prescription plans
- Leases
- Nursing home agreements
- Powers of Attorney
- Living Wills and Wills
- Also includes preparing deeds involving the parents when the participant is either the grantor or the grantee.
- Preparing promissory notes involving the parents when the participant is the payor or payee
Plan Documents & Resources
Limitations and Exclusions
Plan exclusions include actions between you and your employer, union, fellow employees, insurance carriers, MetLife and affiliates, and Plan Attorneys, or anyone else when prohibited by law; business matters (such as farm and rental properties when the participant is the landlord), investment properties; patents or copyrights, appeals; class actions; filing fees, court costs, and miscellaneous costs; workers’ compensation, unemployment compensation and probate cases; actions between you and your dependents; frivolous or unethical matters; matters for which an attorney-client relationship exists prior to plan eligibility.