Over 65 and/or Medicare eligible and/or Flexible Benefits

No, this is a changes only enrollment. If you do not re-enroll your current benefits will continue for the 2025 plan year; however, plan design and premium changes will apply.

Under 65 and/or non-Medicare eligible. 

Yes, this is a Mandatory enrollment for the Cigna healthcare plan (non-Medicare). Your and/or your dependent’s current Cigna healthcare plan will terminate December 31, 2024.

Throughout the Open Enrollment period, you can make changes to your enrollment. No changes will be accepted after the deadline unless you experience a qualifying event.

Yes. You can add your eligible dependents during this enrollment period. All retirees selecting medical, dental, HIC and/or vision coverage for family must submit dependent eligibility documentation for all covered dependents.

No. You must cover yourself to cover your eligible dependent(s).

The Medicare eligible recipient must enroll in an offered Medicare plan and the non-Medicare eligible must enroll in one of the Cigna under 65 (not Medicare eligible) healthcare plans being offered.

Yes. You and your dependent(s) can be enrolled in any of the School Board sponsored Medicare healthcare and Prescription Drug Plans (PDP). Participants currently enrolled in a Prescription Drug Plan (PDP) only may enroll in any of the sponsored Medicare Group Healthcare plans.

Yes. You can terminate your dependent coverage, but you will not be eligible to re-enroll until the next open enrollment, unless you have experienced a qualifying Change in Status (CIS) event, provided you have maintained your enrollment in a School Board sponsored Healthcare plan.

No. If you cancel your healthcare enrollment, you will never again be offered the opportunity of enrolling in a School Board sponsored Healthcare plan.

If you are currently having FRS deductions and you are not making any changes to your benefits, your deductions will continue and premium changes, if applicable, will be automatically applied. If you are making changes to your benefits or want to enroll in this payment method, you must complete an FRS Payroll Deduction Authorization Form.

No. If you and/or your eligible dependents are Medicare eligible, you cannot elect not to enroll in Medicare. Not enrolling in Medicare while being Medicare eligible means a dis-enrollment of your Cigna plan.

To enroll in Medicare Part B, contact your local Social Security office. According to CMS guidelines, you are required to enroll in a Medicare Product. The Office of Risk and Benefits Management will send you an Over 65 Benefits Package, 60 days prior to the birth month in which you reach age 65 to provide you with the opportunity to enroll in an offered Medicare healthcare plan. You will be automatically dis-enrolled from your Cigna healthcare plan.

It is your responsibility to notify us of Medicare entitlement awarded before age 65, if not, this will result in an automatic termination of your Cigna plan.

Yes. All retirees selecting dependent coverage must submit dependent eligibility documentation for all covered dependents, if not previously submitted. Failure to submit the required dependent eligibility documentation may result in the termination of your dependent’s coverage.