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2020 Retiree Benefits

Benefits at Retirement

As a retiree of Miami-Dade County Public Schools (M-DCPS), you are eligible to continue healthcare coverage for you and your eligible dependents, if currently insured. Board-paid healthcare coverage will terminate on the last day of the month of your retirement date. Your retiree benefits will become effective the first day of the following month. You are responsible for the cost of these benefits in order to continue with your coverage through a School Board sponsored plan.

Ten month employees who retire on the last day of the school year will continue to receive Board-paid healthcare coverage until the end of the month of the commencement of the school year (August 31st) and benefits selected as a retiree will become effective on the first of the month following the commencement of the school year. Benefits selected will continue for the remainder of 2020 as long as premiums are paid.

If you wish to continue your benefits as a retiree of the School Board, you must complete, sign and return the enrollment forms with your selected benefits (Healthcare and Flexible Benefits) by the due date.

Additionally, you are eligible to continue to cover your Adult Child dependent. To continue their coverage, you must request an Adult Child application by calling 305-995-1273 or 305-995-2883. When enrolling a dependent, you must also submit dependent eligibility documentation with your enrollment form, even if previously submitted. Both your enrollment form and documentation must be submitted by the due date.

You may decline to continue your current coverage. However, if you do not elect to continue your healthcare and/or flexible benefits at this time, you will never be able to enroll in a School Board sponsored plan. In addition, you must cover yourself in order to cover your eligible dependent(s).

If you have any questions regarding this information or need assistance with your enrollment, you may contact us at 305-995-2496, 305-995-7129, Monday – Friday, 8:00 a.m. to 4:30 p.m., or contact the FBMC Service Center at 1-855-632-7748, Monday – Friday, 7:00 a.m. to 7:00 p.m. Visit https://mdcpsbenefits.com/home-retiree/retired-employees for additional information regarding your 2020 benefits and rates.

Before You Enroll:

  • If you are turning 65 or are over 65, you will need to sign up for Part B when you are first eligible in order not to incur a penalty. Please refer to the Eligible for Medicare Part B section below for additional information.
  • Verify your provider(s) participation. Remember to always verify provider participation prior to scheduling an appointment or receiving services.
  • If covering a dependent, a valid Social Security Number must be provided.
  • If selecting healthcare coverage for your family, you must submit dependent eligibility documentation for all covered dependents.

Enrollment At A Glance:

  • You will receive you enrollment packet via a secure email from FBMC.
  • Complete, sign and return the enrollment forms with your selected benefits (Healthcare and Flexible Benefits) by the due date.

Should you have any questions or need assistance with your enrollment, please email MDCPSretiree@fbmc.com Monday – Friday, 8 a.m. – 4:30 p.m.

Personal Information:

We need an accurate email address for you to receive regular, time-sensitive information. Please make sure that when completing your enrollment form that you provide us with your current home address, phone number and personal email address. Should you need to update your personal information, please send us an email to update our records, including your name and employee number, to: retiree@dadeschools.net or mail to attn: FBMC, Office of Risk and Benefits Management, PO BOX 12241, MIAMI, FL 33101-2241.

Eligible for Medicare Part B:

If you are turning 65 or are over 65, you will need to sign up for Part B when you are first eligible in order not to incur a penalty. For your convenience, visit https://www.cms.gov/Medicare/CMS-Forms/CMS-Forms/Downloads/CMS-L564E.pdf to get the form necessary to sign up for Medicare Part B. Please complete Section A and email the form to Naila Ramos, nramos@dadeschools.net. We are working directly with the Records Department to complete the rest of the form. Once it is completed, it will be emailed back to you.  

Group Term Life Insurance Policy:

Metropolitan Life offers you the opportunity to purchase a $5,000 or $10,000 policy at a monthly cost to you and you will be billed semi-annually. To elect this benefit, complete the the Group Term Insurance Form, which is included in your enrollment packet. Additionally, you are eligible to convert your Group Term Life Insurance coverage to an individual policy for an amount up to the Life Insurance in force on the date of retirement. For additional information, please contact Metropolitan Life Insurance Company at 1-877-275-6387.

Dependent Verification:

  • Retirees covering a dependent in their medical, dental, vision, and/or hospital indemnity must submit dependent eligibility documentation (i.e., marriage certificate for spouse, birth certificate for natural children) for each covered dependent.
  • Dependent Social Security Numbers are required for each covered dependent.
  • Failure to submit this required documentation will result in termination of your dependent coverage.

Please click on the link below for dependent eligibility requirements.

DROP Termination Process:

In order to satisfy your employment termination requirement, you must complete the DROP Termination Notification form. Contact the Retirement Office at 305-995-7080 for assistance. Additional information may be found on their website, visit https://www.hrdadeschools.net/leaveretirement/.

BENCOR:

Specializes in creating tax-savings for public employers and their employees through retirement plans for unused sick and/or vacation days. The Plan offers a full array of investment choices for your account contributions, and BENCOR provides local Advisors to help develop a personalized retirement strategy. If you do not choose an investment option, your account will be invested automatically in your plan’s default guaranteed option. Visit www.bencorplans.com to log on to your account and find your Advisor, call (954) 524-4542, or follow them for local BENCOR updates at https://www.facebook.com/Bencor-Miami-Team-102940804700181/

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Open Enrollment Checklist

Your enrollment journey begins here. Consider the following for a smooth enrollment.

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Retiree FAQ's

Here are some common questions about Open Enrollment. Get the answers you need for enrollment.

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Healthcare Under 65 Memo

Here are some common questions about Open Enrollment. Get thew answers you need for enrollment.

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Healthcare Over 65 Memo

Here are some common questions about Open Enrollment. Get thew answers you need for enrollment.

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Office of Risk and Benefits Management
1501 N.E. 2nd Avenue, Suite 335
Miami, Florida 33132
Mon – Fri, 8 a.m. to 4:30 p.m. ET
www.dadeschools.net
305-995-7129

FBMC Service Center
Mon – Fri, 7 a.m. to 7 p.m. ET
1-855-MDC-PS4U (1-855-632-7748)